Our Blog
Our blog publications offer our opinions, tips, and tools on a variety of topics. These articles are prepared by our consultants with specialties in compliance, quality control, staffing, training, mortgage technology, management solutions, secondary markets, loan servicing, and more.
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AI Readiness Review Weekly Series Week 3 Your Vendors and Vendor Contracts
AI Readiness Review Weekly Series, What Do You Have and Where Does It Touch Your Customers?
AI Readiness Review Weekly Series Week 2 What Do You Have and Where Does It Touch Your Customers?
AI Readiness Review Weekly Series, What Do You Have and Where Does It Touch Your Customers?
Welcome to the Team: Jean Comeau
We are delighted to welcome Jean Comeau to the Spillane Consulting Associates team. Jean brings more than 35 years of experience in the residential and consumer lending industry, along with deep expertise in regulatory compliance, examination preparedness, HMDA reporting, and operational improvement.
BSA/AML: Bridging the Gap
A real culture of compliance is built when everyone feels ownership because they understand why it matters and how it affects their role. The result is front-line and operations staff trust that the BSA team is a partner - not a roadblock simply creating more work for them. Here are 8 actionable strategies to promote collaboration and ownership across teams.
Accurately Defining Your REMA
One of the most frequent and significant errors lenders make when defining their REMA is confusing it with their Community Reinvestment Act (CRA) Assessment Area.
Mastering HMDA: What Successful FI’s Do Right
In our years of serving clients through HMDA reviews, training, and support, we’ve observed that our most successful clients consistently implement these 7 sound practices to ensure compliance and streamline operations.
FDIC Issues 2025 Consumer Compliance Supervisory Highlights
The FDIC issued CMP orders against institutions in 2024 to address violations of the Flood Disaster Protection Act (FDPA), Section 5 of the FTC Act, the Home Mortgage Disclosure Act, and unsafe and unsound banking practices related to an institution’s compliance with various consumer financial protection laws and regulations.
Top Consumer Violations in 2024 for State Member Banks
For the third year in a row, HMDA has dominated the top spot on the top Consumer Violations, as recently published in the 2025 issue of the Consumer Compliance Outlook.
Head’s Up - Free Event!
Be sure to sign up for this free examiner insight webinar on the regulatory requirements related to adverse action notifications!
Civil Money Penalties are on the Rise in 2025 for Flood Disaster Protection Act Violations
Civil money penalties are on the rise in 2025 for Flood Disaster Protection Act violations, how can you avoid exam issues?
